Excluded driver form ontario

 · The Financial Services Commission of Ontario (FSCO) is has clarified the use of an endorsement which can be added to your insurance policy. The Excluded Driver Endorsement (Ontario Policy Change Form, OPCF 28A) has been available but not usually offered, by insurance companies. Effective for policies issued or renewed on or after June 1, .  · In certain circumstances, an insurance company or a person insured under a motor vehicle policy may request the execution of an Excluded Driver Endorsement, also known as the “Ontario Policy Change Form 28A” or “OPCF 28A” in Ontario. By signing this form, the owner of the insured vehicle and the excluded driver both agree that the excluded driver will . THE EXCLUDED DRIVER; AND $ BOTH THE AUTOMOBILE OWNER AND THE EXCLUDED DRIVER MAY BE PERSONALLY RESPONSIBLE FOR DAMAGE OR INJURIES CAUSED BY THE EXCLUDED DRIVER. Please sign and return this form. Keep a copy for your records. 1. Purpose of This Change - This change is part of the policy. Except for certain Accident File Size: 21KB.

The Ontario Superior Court has dismissed a motor vehicle accident claim brought by a plaintiff who was uninsured for his injuries after signing an excluded driver endorsement in the family insurance policy. Scott Croteau, a partner at Weaver Simmons LLP in Sudbury, Ont., who acted for the defendant in Trudeau v. An excluded driver is someone who you intentionally remove from your Ontario car insurance. If that person uses your vehicle (with or without your permission) and is in an accident it will not be covered. This situation may be necessary if you have a driver who has racked up multiple accidents or tickets. Removing them could help you save money. excluded driver is driving an automobile insured under the contract, except as provided by the Statutory Accident Benefits Schedule. [ An excluded driver is defined at s. (1) of the Act as “a person named as anexcluded driver in endorsement under section ” Section provides.

Justice Arrell dismissed RSA's application finding that the Intact Excluded Driver Endorsement was in fact a pre-approved form. 20 Sept This is otherwise known as the Ontario Policy Change Form (OPCF) 28A. The owner of the insured vehicle and the excluded driver is required. Excluded drivers aren't supposed to drive the car, and may be required to prove they have other insurance in order to be excluded. with Insure.